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The HDFC Tata Neu Plus and Tata Neu Infinity credit cards are designed for users of the Tata Neu super app, offering access to a wide range of Tata Group services. These cards cater to different user segments based on spending patterns, rewards, and benefits.

Card Overview

Tata Neu Plus Credit Card

• Target Audience: Everyday users seeking cost-effective rewards.
• Issuer & Network: HDFC Bank; available in Visa and RuPay variants.
• Key Benefits: Domestic lounge access, up to 7% NeuCoins on select categories, and a fuel surcharge waiver.

Tata Neu Infinity Credit Card

• Target Audience: High spenders and frequent travellers.
• Issuer & Network: HDFC Bank; available in Visa and RuPay variants.
• Key Benefits: International lounge access, up to 10% NeuCoins on select categories,and travel insurance.

Fee Structure

Tata Neu Plus Credit Card

• Annual Fee: Rs 999 (waived on annual spending of Rs 1,00,000).
• Interest Rate: 3.4% per month.
• Foreign Transaction Fee: 2% + GST.
• Hidden Fees: No NeuCoins on rental, government, and education payments via third-party apps.

Tata Neu Infinity Credit Card

• Annual Fee: Rs 1,499 (waived on annual spending of Rs 3,00,000).
• Interest Rate: 3.4% per month.
• Foreign Transaction Fee: 2% + GST.
• Hidden Fees: Same exclusions as the Plus card.

Reward and Cashback Programs

Tata Neu Plus Credit Card

• Tata Neu & Partners: 2% back as NeuCoins.
• Selected Categories: Additional 5% via NeuPass (total 7%).
• Non-Tata Spends & EMI: 1% back.
• UPI Spends (RuPay Variant): 1% back, max 500 NeuCoins per month.
• Redemption: 1 NeuCoin = Rs 1, redeemable on Tata Neu.

Tata Neu Infinity Credit Card

• Tata Neu & Partners: 5% back as NeuCoins.
• Selected Categories: Additional 5% via NeuPass (total 10%).
• Non-Tata Spends & EMI: 1.5% back.
• UPI Spends (RuPay Variant): 1.5% back, max 500 NeuCoins per month.
• Redemption: 1 NeuCoin = Rs 1, redeemable on Tata Neu.

Benefits and Perks

Tata Neu Plus Credit Card

• Travel: Unlimited domestic airport lounge access.
• Shopping: Up to 7% NeuCoins on Tata Neu categories.
• Fuel: Surcharge waiver up to Rs 500 per month.

Tata Neu Infinity Credit Card

• Travel: International lounge access and travel insurance.
• Shopping: Up to 10% NeuCoins on Tata Neu categories.
• Fuel: Surcharge waiver up to Rs 500 per month.

Conclusion

The Tata Neu Plus card is ideal for regular Tata Neu users looking for a low-fee card with substantial rewards. Meanwhile, the Tata Neu Infinity card suits high spenders and frequent travellers, offering premium perks and international benefits. Users should choose based on spending habits and travel needs.